Happy Piglet

This is a question that people, especially those who work in the office, usually ask themselves. Honestly, who doesn’t want to own their own house? Everyone wants privacy. But is it wise to take out a loan from the bank to purchase a house? Most people might think buying a house is better than renting if they save money and have a salary, because after many years, they still won't own the house. In contrast, if they take a loan to buy a house, their monthly payments may be similar, but eventually, the house will belong to them.  It is not wrong to think that way, but you should consider it carefully because even with a salary and a stable living situation, a small change could significantly impact your entire life.  Therefore, if you are considering taking out a bank loan to purchase a house, evaluate your finances and overall economic situation in the following ways: How many sources of income do you have?  If you have only one source of income, you might pos...

Please allow me to share a story. It’s a true story, narrated by a person named A, who lived near them. This event occurred many years ago in Phnom Penh. There was a flat near A's house. A couple asked for a space in front of that flat to set up a small store to sell beverages.  Daily, the wife was at the store, and the husband worked as a motor-dub driver. However, the husband found time to assist his wife at the store.  In A's house, there was a garden with some tall grasses. One day, the husband approached A and expressed his willingness to help cut the grasses, stating that he had not set a price and that A could pay him any amount he considered fair. Since no one else was available, A agreed to hire the husband to cut the grasses. After finishing the chore, the husband told A that if A needed someone to cut the grasses again, he could call him anytime. Not only did A benefit, but the husband also offered to do any work for other houses around the store in exchange for som...

November 2025 appeared to be a season of disasters for Asia. These disasters include floods, wildfires, and landslides. However, the news, including on TV and social media, discussed the problem, the casualty, and the helpers, but no one mentioned how to prevent it or protect against it. It’s not new. These disasters occur annually, yet victims continue to suffer while the government seems to be making slow progress in addressing these issues. Especially during the internet and AI era, individuals who are not directly affected by the disaster often enjoy posting on social media or creating content to discuss it, showcasing their sad expressions or tears.  From a business perspective, this behavior is beneficial and effective because it generates revenue for those involved. If we look at it from the perspective of humanity, it’s not good. But is this the only way? Can we combine these two together? It is possible to integrate business and humanity simultaneously. For, for in...

It’s difficult to give a straight answer, but there is a true story that might help you decide. In Phnom Penh, in a local market, there was an old lady walking daily to search for box paper, steel bottles, and plastic bottles in dustbins in the market. There were some sellers in the market who thought about sharing their money to rent a store for her to sell anything she wanted to. But she said no.  Why?  The reason was that she had previously been one of the sellers in this market as well. She rented a store where she sold hairpins and other hair decoration items. Then she saw that the earnings she got daily were for the store fee only. Therefore, she decided to quit the business and opted to collect garbage for sale, as previously mentioned. She said that what she earned from the garbage was in her pocket, and she didn’t have to worry about paying the rental fee at the end of the month like before. When she earned less, she spent less; when she earned much, she spent and s...

In Cambodia, stores often use promotional tactics by offering discounts to customers. It works, but not very well, possibly due to a few reasons: - The customer service is not satisfactory. - The product quality seems down. - The place is not hygienic. Consequently, despite the stores' efforts to attract customers with discounts, few customers are actually drawn in. So, what techniques can be used to win over customers' hearts? First, they ask for the customers’ opinions and comments. Second, they analyze and improve their offerings based on the needs of their customers. At last, they thank the customers. Afterward, they relaunch the discounts along with additional gifts for the customers. Yes, it works very well.    

It’s a question that people who want to start a business always ask themselves. Should or should not? Let’s do a simple test. You want to start a business, which needs one hundred. You go to the bank, and the bank says that your house can make you get two hundred, but you have to pay ten per month to the bank. Then you  will tell yourself that you can do it because you will spend only one hundred to start that business, and you will have one hundred left, which you can use to pay the bank for ten months. In addition, during ten months, you will work hard to earn and save money, and you don’t think you won't make it. If you have such an idea, ninety percent, you will fail. Hence, it is better not to take the risk.